Savings Rates

Rates are accurate as of:  May 27, 2020

For current information call the Credit Union at 972-259-1233. The Truth-In-Savings Account Disclosures and Rate and Fee Schedules set forth certain conditions, rates, fees, and charges applicable to your accounts at Irving City Employees Federal Credit Union and are incorporated as part of your Membership and Account Agreement with us.

Account Dividend Rate* Annual Percentage Yield (APY) Minimum Balance Requirements
Regular Shares/Savings .100   .100 $25.00 to open**
Share Draft/Checking   
Tier $1,000 - $1,999 .050   .050  
Tier $2,000+ .050   .050  
Christmas Club .100  .100 No minimum balance requirements
IRA Savings



$25/year fee if balance falls below $500

*The rates appearing in this disclosure are the prospective rates the Credit Union anticipates will be paid for the current dividend period. Please refer to the Truth in Savings Account disclosures for more information.

***You must maintain the disclosed average daily balance in your account to obtain the annual percentage yield. The dividend rate corresponding to the average daily balance attained for the period will be paid on the entire balance of your account.


Term Share Certificate Rates as of:  May 27, 2020

Account Dividend
Percentage Yield (APY)*
Minimum Balance Requirements
6 Month  0.400 0.401 $ 1,500 to open**
12 Month 0.600  0.602 $ 1,500 to open**
24 Month 0.700 0.702 $ 1,500 to open**
36 Month 0.800 0.803 $ 1,500 to open**
12 Month 0.650 0.652 $20,000 to open**
24 Month 0.750 0.753 $20,000 to open**
36 Month 0.850 0.853 $20,000 to open**

**Minimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account.

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