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Rates are accurate as of: August 26, 2008
For current information call the Credit Union at
972-259-1233. The Truth-In-Savings Account Disclosures and Rate and Fee
Schedules set forth certain conditions, rates, fees, and charges applicable to
your accounts at Irving City Employees Federal Credit Union and are incorporated
as part of your Membership and Account Agreement with us.
| Account |
Dividend Rate* |
Annual Percentage Yield
(APY)* |
Minimum Balance Requirements |
|
Regular Shares/Savings |
1.25 |
1.256 |
$25.00 to open** |
Share Draft/checking
$1,000-$1,999
$2,000+ |
.25
.25 |
.250
.250 |
Tiered-rate Account*** |
| Christmas Club |
1.25 |
1.256 |
No minimum balance
requirements |
| IRA Savings |
1.25 |
1.256 |
No minimum balance requirements |
*The rates appearing in this disclosure
are the prospective rates the Credit Union anticipates will be
paid for the current dividend period. Please refer to the
Truth in Savings Account disclosures for more information.
***You must maintain the disclosed average daily balance in your
account to obtain the annual percentage yield. The
dividend rate corresponding to the average daily balance
attained for the period will be paid on the entire balance of
your account.
Term Share and IRA Term Certificate Rates as of:
August 26, 2008
| Account |
Dividend Rate* |
Annual
Percentage Yield (APY)* |
Minimum Balance Requirements |
| 6 Month |
2.00 |
2.015 |
$ 1,500 to open** |
| 12 Month |
3.05 |
3.085 |
$ 1,500 to open** |
| 24 Month |
3.35 |
3.392 |
$ 1,500 to open** |
| 36 Month |
3.75 |
3.803 |
$ 1,500 to open** |
| 12 Month |
3.30 |
3.341 |
$20,000 to
open** |
| 24 Month |
3.60 |
3.649 |
$20,000 to open** |
| 36 Month |
4.00 |
4.060 |
$20,000 to open** |
**Minimum balance required to open the
account. You must maintain the minimum opening balance to
maintain the Account.
Click to find out more about Truth In Savings Disclosure and Fees.
Click to calculate future values of your deposit investment
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