Savings Rates & Services
MasterCard
Access your ICEFCU MasterCard here
Go green with MasterCard eStatements!
After sign in click on "online
services" then on "enroll in eStatements".
Customize your MasterCard!
Go to recent activity or
online services & click on "design your own card".
Contact Information
Telephone:
972-259-1233
Fax: 972-254-0849
Audio Teller:
972-254-4866
Address: 1408
W. Pioneer Dr.,
Irving, TX 75061-7114
Lost/Stolen debit/ATM card: 800-523-4175
Please call the CU for wire
instructions.
Office
Hours: Mondays/Tuesdays/Thursdays:
8:00 am - 5:00 pm
Wednesdays: 9:00 am - 5:00 pm
Fridays: 8:00 am - 5:30 pm
Have you signed up for email notification on
your debit
card transactions? This free service
is the best defense against fraud available as you will receive
email confirmations of your debit card activity usually within
minutes of the transaction! Just visit or call the CU and
give us your email address to sign up!
Protect Yourself from Identity Theft!
We offer our members a 20% discount plus 1st month free
subscription to LifeLock. LifeLock is the
leading provider of identity theft protection services.
Visit www.lifelock.com or
call 877-LIFELOCK to enroll and use promo code ICEFCU.
How to guard your identity,
and who to call if your credit/debit cards and/or
checks are lost or stolen.
Learn more...
International transactions on CU debit cards
are blocked!
Most debit/ATM/credit
card fraud is from foreign countries, so we have increased our fraud
protection by blocking all international transactions being made on
CU debit and ATM cards. If you are planning on traveling outside the
US and want to use your CU debit card, call us and we can flag your
card to accept international transactions for the time period you will
be traveling. Purchases made from merchants in foreign countries via
the internet will also be blocked unless you request the block removed.
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Loan Rates & Services
Your CU is having a special loan rate sale!
Take
1% off our already low vehicle & other
secured loan rates!
This special is for new loans only and may not last long,
so call today!
We make unimproved property/Land loans!
Only 5% down & as low as 5.9% APR fixed
rate for up to 180 months/15 years!
For
more info.
click on Rates/Types (above)
then click on Other Loan Types or just call a CU loan officer at 972-259-1233.
We make student loans! Check
it out by clicking the link below or call 1-800-373-0799 for more
information and/or to apply. (We ONLY make
loans to ICEFCU members! Please DO NOT apply if you are not a
member of ICEFCU.)
New and Used Vehicle Pricing
Other Services
Don't be scammed!
The CU will never call, text or send you an e-mail message requesting confidential
information such as account numbers, passwords, or personal identification
numbers (PINs). Also beware of any attempts at getting such information
from emails or websites that claim to be CU organizations such as NCUA
or CUNA. No legitimate CU organization will ask you for confidential
information. Please report any
such requests to the credit union.
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FYI
The CU Office will be closed on Monday, February
20th for Presidents' Day.
Your CU Board declared a
2.015% APY bonus dividend for 4th quarter, 2011 on regular & IRA
shares!
They also approved a
9% finance charge rebate on interest you
paid on your
loans* during the year!
Both were credited
to your regular shares/savings account on 12/31/2011.
This is another reason why there's a nation wide consumer movement from
banks to credit unions! We're
in business to serve you, our members, not to fee you to death
to rake in ridiculous profits!
(*rebate not
paid on MasterCard as it has reward program or on loans in default.)
The anticipated dividend on regular shares for 1st quarter, 2012
is .200 APY.
De-stimulate your bank credit cards with our signature
loan rate special!*
Borrow at least $1,000 on
a signature loan and you can reduce the stated rate by 1%
APR*
per secured loan that you have
with the CU!
(Up to
3%)
Ex: If you have 2 vehicle and 1 other secured loan with
the CU you could qualify for up to 4 times your monthly gross
income on a 4.9%
APR* personal loan (vs.
the normal 7.9% rate).
Yes, the total new signature
loan balance will change to the lower rate!
*No, you do not have to pay off credit card balances
with the funds, it can be
for home improvement, etc.
Yes, these loans will receive
the finance charge rebate
at year end for even more savings!
Hint: Have a
vehicle/secured loan elsewhere? Refinance them here
while the 1% off secured loan special is still on (could be as
low as 2.4% APR*) and get up
to 3% off your "de-stimulating" signature loan!
Could be as low as 4.9%
APR*!
*APR
= Annual Percentage rate
Check your "non" cu credit card statements very
carefully!
Many credit card companies/banks
have or in the process of
increasing interest rates, adding fees, etc. regardless of your
credit history with them! If this has happened to you,
just call a CU loan officer to see about transferring that credit
card balance to a MasterCard or other loan with the credit
union.
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Irving
City Employees